2 + 2 Florida Plan

why_22The 2 + 2 Florida Plan allows your child to receive a degree from one of Florida’s prestigious State Universities for less than a typical four-year university degree. How? By starting your child off at one of the state’s 28 Florida Colleges (formerly Community Colleges), you’ll save money on lower-level courses before transferring to a State University to finish off their degree. Even better, students with this plan are guaranteed admission to a State University once they’ve earned their associate’s degree at a Florida College. With admission becoming ever more competitive, that can be a huge benefit.

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What’s Included

The 2 + 2 Florida Plan covers Tuition, as well as the mandatory Tuition Differential Fee and Local Fees, for 60 lower division credit hours at one of 28 Florida Colleges and 60 credit hours at one of Florida’s 12 State Universities.* Without the high cost for all four years, your child will still walk across the same stage with the same degree in the same amount of time as if they went straight to a State University, and will do so knowing both of you have saved money.

*Florida Polytechnic University, though part of the State University System, is currently not an accredited university. Therefore, benefits of the Florida Prepaid College Plan and the Florida 529 Savings Plan cannot be applied to Florida Polytechnic University at this time.

How To Enroll

Unfortunately, Open Enrollment has ended for this year. However, it’s never too early to start planning to save. You can enroll in a Florida 529 Savings Plan right now, or simply wait until Open Enrollment begins again next fall. When it does open again, here’s what you’ll need to enroll:

  • About 30 minutes of time
  • Be sure you have read the Master Contract.
  • Have your and the child’s Social Security Numbers available.
  • Have your bank account information available, if you would like to set up automatic withdrawal.
  • Have the driver’s license or state ID of the child’s parent or legal guardian to submit proof of Florida residency online.

Flexibility

The 2 + 2 Florida Plan is designed to be used at a Florida College first and then at a State University, but the amount covered by this plan can also be applied to other schools nationwide. Also, other important flexibility considerations include:

  • If the child receives a scholarship, such as Bright Futures, the amount covered by the 2 + 2 Florida Plan, not just what you paid in, can be refunded or used to pay for tuition and fees not covered by the scholarship.
  • If the child moves out of Florida, the child remains eligible for in-state tuition and fees at a Florida College or State University while using his/her 2 + 2 Florida Plan.
  • The child has 10 years from the projected enrollment year selected on the application to use his/her 2 + 2 Florida Plan.

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Where can the child use this plan?

The 2 + 2 Florida Plan is designed to be used for 60 lower division credit hours at a Florida College and for 60 credit hours at a State University.  But, the amount covered by the plan can also be applied to other schools nationwide. Visit the Schools page for more information.

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Can I purchase a Dormitory Plan with the 2 + 2 Florida Plan?

Yes. The optional Dormitory Plan is sold in 1-year increments, and can be purchased for up to two years with a 2 + 2 Florida Plan.

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What happens if the child graduates early or didn’t use all the benefits?

Remaining credit hours in the 2 + 2 Florida Plan can be used for graduate courses, transferred to an eligible family member of the child, or refunded to the Account Owner.

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Can a child have both a Florida 529 Savings Plan and a 2 + 2 Florida Plan?

Absolutely. The plans work well together. For example, a Florida 529 Savings Plan could be used to pay for books, a computer, room & board, and other qualified higher education expenses, while the 2 + 2 Florida Plan pays Tuition and Local Fees at a Florida College and Tuition, Tuition Differential Fee, and Local Fees at a State University.


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