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Saving for Your Child’s Future Can Be as Simple as 1, 2, 3

So you just had a baby, huh? Welcome to the club! Initiation includes months of sleep deprivation, decision-making above your paygrade and the weight of your child’s world on your shoulders. Maybe the last thing on your mind is how you’ll pay for your kid’s college experience, but if that hasn’t woken you up at 3 a.m. yet, then we’re happy to help you start planning — with no stress, no worries and no risks.

Florida Prepaid College Savings Plans is the nation’s largest and most successful prepaid college program and has been helping Florida families for more than 30 years. Whether you’re just now dipping your toe into the college savings pool, or have already begun your college savings strategy, we have affordable ways to help you put your child on the path to debt-free college.

Step 1: Make a plan

…and make it a 529 plan. 529 plans are designed to let you set aside funds for qualified education expenses. There are two types of 529 plans, Prepaid and Savings, each with their own benefits and options to help you meet your college savings goals.

Florida 529 Prepaid Plans can be used in-state or out, at public, private, trade and technical schools nationwide, can be used for up to 10 years after the child’s high school graduation, and can be canceled for a full refund at any time, or transferred to another family member.

Step 2: More specifically, we suggest you make it a Florida 529 Prepaid Plan

If you’re looking for something that’s big on payoffs and low on risk, then a Florida 529 Prepaid Plan might just be the best solution for your family. Our Prepaid Plans lock in future tuition costs at today’s plan prices, and allow you to prepay the cost of college in monthly, 5-year or lump-sum payments.

Our Prepaid Plans start at just $45/month for a newborn. (Pssst…did you know Prepaid Plans can be used alongside scholarships and financial aid? Family members can even chip in to help reach your college savings goals.) Win-win!

Step 3: Make sure you know what a Prepaid Plan can do for your kids

For starters, you’re not risking anything at all. Your Prepaid Plan is guaranteed by the State of Florida, so you can never lose your investment. If the cost of tuition ends up being lower when your child attends college, we’ll refund the difference. Or, if tuition prices continue to rise, we’ll cover the difference. That’s our commitment to you.

To learn more about how easy it is to start saving for college with a Florida 529 Prepaid Plan, check out our handy pricing tool. Open Enrollment ends April 30, 2023.

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