mom and dad with newborn baby

Saving for your child’s future can be as simple as 1, 2, 3


So you just had a baby, huh? Welcome to the club! Initiation includes months of sleep deprivation, decision-making above your paygrade and the weight of your child’s world on your shoulders. Maybe the last thing on your mind is how you’ll pay for your kid’s college experience, but if that hasn’t woken you up at 3 a.m. yet, then we’re happy to help you start planning — with no stress, no worries and no risks.

Florida Prepaid College Savings Plans is the nation’s largest and most successful prepaid program and has been for more than 30 years. Whether you’re just now dipping your toe into the college savings pool, or have already begun your college savings strategy, we have affordable ways to help you put your child on the path to a debt-free future.

Step 1: Make a plan

…and make it a 529 plan. 529 plans are designed to let you set aside tax-free dollars and dedicate them to qualified education expenses. There are quite a few to choose from, each with their own benefits and options to help you meet your college savings goals.

Step 2: More specifically, we suggest you make it a Florida 529 Prepaid Plan

If you’re looking for something that’s big on payoffs and low on risk, then a Florida 529 Prepaid Plan might just be the best solution for your family. Our Prepaid Plans lock in future tuition costs at today’s plan prices, and allow you to prepay the cost of college in monthly, 5-year or lump-sum payments.

Our Prepaid Plans range from a 1-Year Florida University Plan that starts at just $45/month to a full 4-Year Florida University Plan, and we also offer plans for State Colleges. (Pssst…did you know that if your child receives an AA degree at a State College in Florida, they are guaranteed acceptance to one of the state’s Universities?) Win, win!

Step 3: Make sure you know what a Prepaid Plan can do for your kids

For starters, you’re not risking anything at all. Your Prepaid Plan is guaranteed by the state of Florida, so you can never lose your investment. If the cost of tuition ends up being lower when your child attends college, we’ll refund the difference. Or, if tuition prices continue to rise, we’ll cover the difference. That’s our commitment to you.

Fun fact: Florida 529 Prepaid Plans can be used at schools nationwide, can be used for up to 10 years after the child’s high school graduation, they work great alongside scholarships and financial aid, and can be canceled for a full refund at any time, or transferred to another family member.

To learn more about how easy it is to start saving for college with a Florida 529 Prepaid Plan, check out our handy pricing tool. And, to help you get started, if you enroll in a 529 Prepaid Plan by April 30, 2022, you’ll earn $125 for each year of college or university purchased — up to $500!

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