2 + 2 Florida Plan

why_22The 2 + 2 Florida Plan allows your child to receive a degree from one of Florida’s prestigious State Universities for less than a typical four-year university degree. How? By starting your child off at one of the state’s 28 Florida Colleges (formerly Community Colleges), you’ll save money on lower-level courses before transferring to a State University to finish off their degree. Even better, students with this plan are guaranteed admission to a State University once they’ve earned their associate’s degree at a Florida College. With admission becoming ever more competitive, that can be a huge benefit.

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Based on child’s age/grade on or before September 1, 2018. Birthdate must be today or earlier. Sample pricing based on 2017-2018 plan price.

What’s Included

The 2 + 2 Florida Plan covers tuition, tuition differential fee and other specified fees for 60 lower division credit hours at a Florida College and 60 credit hours at a State University. Without the high cost for all four years, your child will still walk across the same stage with the same degree in the same amount of time as if they went straight to a State University, and will do so knowing both of you have saved money.

How To Enroll

Here is what you’ll need to enroll:

  • Start your application today. We will notify you of new plan prices when the next Open Enrollment period begins.
  • Be sure to have read the Master Contract.
  • Have your and the child’s Social Security Numbers available.
  • Have your bank account information available, if you would like to set up automatic withdrawal.
  • Have the driver’s license of the child’s parent or legal guardian to submit proof of Florida residency online.


The 2 + 2 Florida Plan is designed to be used at a Florida College first and then at a State University, but the amount covered by this plan can also be applied to other schools nationwide. Also, other important flexibility considerations include:

  • If the child receives a scholarship, such as Bright Futures, the amount covered by the 2 + 2 Florida Plan, not just what you paid in, can be refunded or used to pay for tuition and fees not covered by the scholarship.
  • If the child moves out of Florida, the child remains eligible for in-state tuition and fees at a Florida College or State University while using his/her 2 + 2 Florida Plan.
  • The child has 10 years from the projected enrollment year selected on the application to use his/her 2 + 2 Florida Plan.

How can a Prepaid Plan and a Savings Plan work together?

Prepaid Plans and Savings Plans work well together. For example, you could use a Prepaid Plan to cover up to four years of tuition and fees and a Savings Plan to pay for books, a computer, room and board. If you don’t want to use a Prepaid Plan to save for all four years of tuition and fees, you could purchase a 2-Year Florida College Plan or one or more 1-Year University Plans and also open a Savings Plan.

Where can the child use this plan?

The 2 + 2 Florida Plan is designed to be used for 60 lower division credit hours at a Florida College and for 60 credit hours at a State University.  But, the amount covered by the plan can also be applied to other schools nationwide. Visit the Schools page for more information.

Can I purchase a Dormitory Plan with the 2 + 2 Florida Plan?

Yes. The optional Dormitory Plan is sold in 1-year increments, and can be purchased for up to two years with a 2 + 2 Florida Plan.

What happens if the child graduates early or didn’t use all the benefits?

Remaining credit hours in the 2 + 2 Florida Plan can be used for graduate courses, transferred to an eligible family member of the child, or refunded to the Account Owner.

When can I open a Florida Prepaid Plan?

You may enroll any time. We announce new pricing at the start of the annual Open Enrollment period. If you enroll outside of the Open Enrollment period, you will receive the pricing information for your plan when the next Open Enrollment period begins. Our prices may change from year to year. If you sign up before Open Enrollment and you are not satisfied with your plan price when Open Enrollment begins, let us know. We’ll help you select another plan or payment option to meet your goals and your budget.