This portfolio allocates your contributions to the Blended Equity Fund and/or the Fixed Income Fund based on your child’s age or number of years to college enrollment. The younger the child, the higher the percentage invested in stocks. This is because stocks are expected to have higher potential returns, but can be higher in risk. As the child approaches college enrollment, the percentage invested in stocks decreases and the percentage invested in fixed income funds increases. The goal of this transition is to take on less risk as your child approaches the time when the portfolio will be drawn upon for their education.