How long can a Prepaid Plan be used?

Your student has 10 years from their projected college enrollment date (generally, the year they are expected to graduate high school) to use their plan benefits. For example, if you purchase a plan for a newborn, you are able to lock in the costs covered by a Prepaid Plan for the next 28 years (i.e., 18 years until they can start college, plus 10 years after that to finish college).

If a student does not use all of the plan benefits for undergraduate education, the plan value can be applied toward graduate-level courses within the same 10-year period. You may also transfer the benefits to another qualified family member, or you may request a refund for the remaining value.