It’s Never Too Late to Save for Their Future

2–3 minutes

The truth? Many parents feel behind when it comes to saving for college. Between sports practices, homework, and day-to-day life, the years slip by fast. If your child is already in middle or high school, you might be wondering: Is it way too late to start saving?

The good news: it’s never too late. The steps you take now will make a meaningful impact on their tomorrow. Florida Prepaid makes it easy to start where you are with affordable, flexible options that fit your family’s budget and goals.

Focus on What’s Possible Now

Instead of looking back at what you didn’t do, focus on what you can do today. Even a few years of saving with Florida Prepaid can ease the financial burden.

Whether your child is 10 or 16, saving now gives them more freedom later. Florida 529 Plans can cover tuition for colleges, trade schools, technical certifications, or even graduate programs. That means they can pursue their passions without being boxed in by financial stress.

Maximize the Years Ahead

When you start saving later, a focused approach can help bridge the gap. Florida Prepaid Plans let you:

  • Lock in tuition costs for less with a Prepaid 529 Plan.
  • Grow funds tax-free with an Investment 529 Plan that can be used for K-12 educational expenses and higher education.
  • Choose payments  to fit your budget to save strategically, even in a shorter time period.

Combine Resources for Greater Impact

Remember: it’s not just about what you save with us. You can also invite family and friends to give the gift of education and watch their savings grow!

Plus, scholarships, financial aid, and even part-time work can also help create a well-rounded plan to support your child’s goals. Every dollar saved is one less they’ll need to borrow.

Picture it: Your child—cap on, gown flowing, bright smile—walking across the stage ready to take on the world. By saving today, you’re not just catching up—you’re opening doors and helping write that chapter in their story.

Florida Prepaid has helped more than 1.2 million families prepare for education costs with confidence. 

It’s simple, affordable, and never too late to get started. Explore our Florida 529 Plans, or build your perfect education savings plan with our Plan Builder Tool in minutes.

A Little Bonus for Their Big Future
Your child’s story is just beginning—help them write the next chapter. Enroll in a Florida 529 Plan by November 10 and get a $50 bonus to jumpstart your savings. Learn More