Small Steps Now, Big Opportunities Later

2 minutes

Your days are full—preschool drop-offs, snack negotiations, playdates, and maybe the occasional meltdown over the “wrong” color cup. With so much on your plate, saving for college can feel like something to worry about later.

But here’s the thing: when it comes to saving, time is one of your most valuable tools. And the earlier you start—even with small amounts—the more your savings can grow right alongside your child.

Why Waiting Costs More

It’s easy to think, “I’ll start when we have more money.” But the cost of waiting is missing out on years of potential growth. Starting now means future-you won’t be scrambling to catch up. 

Florida Prepaid makes it simple to get started saving with flexible 529 plans that fit your budget and can adjust as your family grows.

Small Changes Add Up

Think about it this way: skipping just one or two takeout dinners a month could cover a contribution that, over 10+ years, turns into thousands saved. With Florida Prepaid, every little bit helps—and you’re never locked into more than you can manage.

Fund Fact

The average cost of dinner out for a family of 4 is $75-$100.

Confidence Starts with Preparation

Saving early isn’t about predicting your child’s exact path—it’s about giving them the freedom to choose. Whether they dream of college, trade school, technical certifications, or even graduate programs, Florida Prepaid makes it possible.

For more than 35 years, over 1.2 million Florida families have trusted us to make saving simple and stress-free. With flexible, affordable plans, you can:

  • Save the smartest way: tax-free. 
  • Start with small, manageable contributions that fit your budget.
  • Use plans nationwide—not just in Florida—for universities, colleges, trade schools and more.

Fund Fact

Parents who save for college with a 529 plan save 3x more than those without.

Save for Their Story Today

Picture your child years from now—walking into their first class, stepping onto campus, or pursuing their dream career. That moment starts with the choices you make today.

Ready to see how easy it can be? Explore our FAQs or use our Plan Builder Tool to explore your options and find the right fit for your family. Every contribution is a chapter in their story—start writing it today.

A Little Bonus for Their Big Future
Your child’s story is just beginning—help them write the next chapter. Enroll in a Florida 529 Plan by November 10 and get a $50 bonus to jumpstart your savings. Learn More