Looking to build your child’s college fund one budget-friendly block at a time? With Florida Prepaid, you can do just that!
You can start small today with our 1-Year Prepaid Tuition Plan—prices beginning as low as $29/month! It’s a simple, flexible approach to help you get started without the stress.
Let’s dive into how stacking plans can help you build a solid foundation for your child’s future.
What Is Stacking?
With stacking, there’s no need to save for all four years of college at once. Our 1-Year Prepaid Tuition Plan covers tuition and most fees for 30 credit hours at Florida public colleges and universities. The value of your Prepaid Plan can be used nationwide—at public, private, trade and technical schools—and the amount we pay to other schools is the same as we would pay to Florida schools.
From there, add more years as your budget allows. And you can “mix & match” your payment preference for every year you buy. You can prepay each year in a lump sum, or spread it out over time with fixed monthly payments that never increase – whatever works for you.
When to Stack: A Timeline for Milestone Savings
Wondering when to start stacking your plans, or when to add another year? Many families use big life events as stacking milestones. Here’s are some possibilities to inspire your own timeline:
- When Baby Arrives: Start with one year, securing their future right from the start. And Open Enrollment is happening now so families with newborns can take advantage of special savings of up to $850!
- First Birthday: Ask family to chip in for college savings instead of extra toys.
- Job Promotion or Bonus: Celebrate your achievement by adding another year to build their future.
- Kindergarten Graduation: Mark the moment by investing in another year.
- Holiday Gift from Grandparents: Invite grandparents to give a year of college instead of more gadgets.
- 10th Birthday: Honor the double-digit milestone with another year of prepaid tuition.
With this method, by your child’s 10th birthday, you could have all four years of tuition covered—building an inflation-proof college fund in no time!
Meet Andy: A Stacking Success Story
Andy, father to an energetic 6-year-old, knew he wanted a manageable way to save for college. He started with a 1-Year Prepaid Tuition Plan, knowing he could add more years at his own pace.
“I started small to avoid feeling overwhelmed,” Andy explained. “Once we were out of the daycare years, I added another plan, and when I received a raise, I added a Prepaid Dormitory 529 Plan. I plan to add more years when we can!”
For Andy, stacking made saving for college feel achievable—and something he and his family could celebrate along the way.
Get Started Today!
Open Enrollment is happening now so take the first step toward building your child’s college fund.
Not sure where to start? Use our Plan Builder Tool. It’s simple to explore options, compare costs, and create the perfect college savings plan for your family.
Start small, dream big, and build their future one year at a time with Florida Prepaid. Because every step you take today brings them closer to a stress-free tomorrow.
