What if you could give your child the freedom to dream big—without worrying about student loan debt?
That’s exactly what Heather G.’s parents set out to do in 1988 when they opened a Florida Prepaid Plan for her. It was a small, thoughtful investment that became the foundation of her future. Today, Heather is carrying on that legacy for her own son, proving that a little planning now can make a world of difference later.
The Power of Saving Early
When Heather looks back on her college years, what stands out most isn’t just her degree—it’s the choices she was able to make along the way. With a Florida Prepaid Plan and a Bright Futures Scholarship, she attended her dream school, Flagler College, and only needed a small loan to bridge the gap. Thanks to her parents’ smart planning, she graduated with minimal debt and paid it off completely before turning 30.
“Florida Prepaid gave me the flexibility to pursue the education I truly wanted without sacrificing my financial future,” Heather shares. “It wasn’t just about covering costs—it was about giving me freedom of choice.”
When Heather became a mom, she knew she wanted the same for her son. Starting small with a 1-Year University Plan, she began building his college savings step by step:
- When he was born, she purchased his first year of tuition.
- After daycare graduation, she purchased his second year of tuition.
- In kindergarten, she added a 1-Year Dormitory Plan and opened a Florida Investment 529 Plan to save even more for his future.
Now, Heather feels confident that her son will have the same opportunities she did—without the burden of overwhelming debt.
A Financial Expert Weighs In
“Florida Prepaid Plans are a practical, reliable option for families looking to prepare for future college costs,” says Mari Adam, an expert in college savings strategies. “I recommend these plans to parents because they lock in tuition rates at today’s plan prices, helping families avoid the financial strain of rising costs. Plus, they work seamlessly with scholarships and financial aid, offering peace of mind and a clear path to achieving their child’s educational goals.”
Your Turn: Build Your Legacy
Heather’s story is proof that it’s never too early—or too late—to start planning for your child’s future.
Open Enrollment is happening now. Our easy-to-use Plan Builder Tool makes it simple to explore options, compare costs, and create a customized plan for your family.
