Want a risk-free, stress-free way to save for college?

We offer plans for every family’s budget and savings goals, so you can lock in future tuition rates at today’s Plan prices. We do the investing for you, so there’s nothing to manage, and nothing to worry about. Watch this :60 video to learn more.


Overview of Prepaid Plans


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100% risk-free: guaranteed by the State of Florida, so you can never lose your investment

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Affordable: Buy one year of university at a time, two years of college or all four years at once. Build your college savings plan to fit your family.

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Flexible: Save here and go anywhere—use the value of your Prepaid Plan in-state or out, at public, private, trade and technical schools nationwide.

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Worry-Free: Can be transferred to another family member, or canceled at any time.

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Compatible: Works great alongside scholarships and financial aid to help cover all the costs of college.


Prepay their Path to Success

Our simple pricing tool will help you choose the plan that’s right for your family’s budget and saving goals.

Find the Prepaid Plan That Fits Your Budget

Enter your child's birthdate for plan prices:
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Did You Know

70% of parents believe that college provides their child the best foundation for future success. A Florida 529 Prepaid Plan ensures they have options.

Frequently Asked Questions

529 Prepaid Plans are designed to work where, how and when you need them. Get the peace of mind that comes with knowing that your child’s future is covered.


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Where can Prepaid Plans be used?

They can be used at schools nationwide. While designed for Florida public schools, the value we pay to other schools is the same as we would have paid to Florida schools.

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How long can a Prepaid Plan be used?

They lock in coverage for a full 10 years AFTER your child’s projected high school graduation.

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What if we move out of state?

Your plan travels too! It will pay the same amount as it would pay at a public college or university in Florida. Plus, if your child returns to a Florida school, the Plan qualifies them for in-state tuition. Bonus!

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What if college prices are higher or lower than projected?

Win, win. Regardless of what college costs in the future, we’ve got you covered. If costs are less, you get a refund. If costs are more, we cover the difference.

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How do I choose between a College or University plan?

You can choose the plan that’s right for your family’s budget and know that a college plan can be used at a university and a university plan can be used at a college. We just pro-rate the value in each situation.

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What if my child receives a scholarship?

Great! You can use a Prepaid Plan to cover other college costs like grad school. Or get a refund for what we would have paid out on your plan and use that for housing, supplies, etc.

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What if my child doesn’t go to college?

Plans can be transferred to another family member, or you can get a refund for what you paid for your plan.

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How does plan pricing work?

Plan prices are less than what college is expected to cost in the future. Plan payments are invested by us to make up the difference. Our financial professionals estimate future college costs based on in-state tuition and fees, anticipated inflation, and historical usage patterns.

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What if I already have a 529 Savings Plan?

It’s a great strategy to have both a 529 Prepaid Plan and a 529 Savings Plan to cover every cost your student will encounter in college— from tuition and fees to dorms, meal plans, computers and more.

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Do I need to be a Florida resident?

Anyone can purchase a Prepaid Plan (parent, grandparent, aunt, etc.), however the child must be a Florida resident. Proof of residency will be required during enrollment.


“I was ecstatic to have this opportunity for my boys. I love that the 1-Year allows additional family members to help chip in on a child’s education, and what family doesn’t want to do that? And I was happy to see that if they have Bright Futures or don’t use all their credit hours for some reason, they can use it for grad school.“
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Elizabeth and Chad Stevens
1-Year Florida University Plan


Not Sure if a Prepaid plan is the best solution for you?
Check out our Savings Plan to save what you want, when you want.