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A Florida 529 Savings Plan is a flexible, affordable, tax-free way to save for college. Saving a little at a time adds up to big college savings!
In just 60 seconds, learn how to save for college on your terms.
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Overview of Savings Plans
Did You Know
Frequently Asked Questions
Our Florida 529 Savings Plan has some of the lowest fees in the nation and earnings that grow tax-free – so your money works harder for you!
Where can I use my 529 Savings Plan?
Use at most higher education institutions nationwide, as well as for qualified K-12 education expenses.
How long can a Savings Plan be used?
There is no set time period. Also, funds may be transferred to another member of the family.
What if we move out of state?
Your plan travels with you and can be used at most colleges, universities, technical and trade schools.
What types of expenses can my 529 Savings Plan cover?
- Tuition and fees
- Housing and meal plans
- Books and supplies
- Computers and equipment
How much do most families save?
It varies by family. Studies show that many families expect to pay about 40% out of pocket, with scholarships, grants and loans covering the remaining amount.
What if my child receives a scholarship?
Great! You can use your 529 Savings Plan to cover other college costs like housing, books, supplies or graduate school.
What if my child doesn’t go to college?
You can cancel the plan and withdraw the remaining balance or the plan can be transferred to another family member.
What if I already have a 529 Prepaid Plan?
That’s even better. You can use a 529 Savings Plan to cover costs not covered by your Prepaid Plan, like books, supplies and housing.
Can I use funds for K-12 education?
Yes. As of 2019, qualified expenses now include tuition and mandatory fees associated with enrollment or attendance at an elementary or secondary public, private, or religious school, up to $10,000 annually.
Automatic Monthly Deposits Add Up
