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Explore Our Prepaid Plans

The Florida Prepaid College Plan is the largest, most successful and longest-running prepaid program in the nation. Why is it so popular? Simply put, peace of mind.

Our Prepaid Plans allow you to prepay the future cost of college at today’s plan prices. When it comes time for college, we pay the actual price of costs covered by the plan. That means you don’t have to worry about how much costs go up in the future. We figure all that out, and we manage the investing to ensure funds are available for the costs covered. The plan is guaranteed by the State of Florida so you can never lose your investment.

One of the most common questions we get is, “What if my child does not go to a Florida College or University?” The answer is that although each option is designed to be used at a Florida College or State University, the value of the plan, meaning what we would have paid here in Florida, can be applied to other schools nationwide. For answers to other common questions, see below or check out our FAQs.

Let's find out how much your Prepaid Plan will cost.

 Use the +/- options to adjust accordingly.

We project your child's year of enrollment in college will be: 
Based on child’s age/grade on or before September 1, 2017. Birthdate must be today or earlier.
First payments (including lump-sum) are due April 20, 2018. Final payment for the monthly payment plan is due October 20 of the child’s projected year of college enrollment.


If you have questions, we have the answers!

Q: Can the plans be used at schools other than Florida public institutions?

A: While Prepaid Plans are designed to be used at a Florida College or State University, the plans can also be applied at other schools nationwide. Public, private, in-state or out-of-state, we would pay what we’d pay a Florida school.


Q: If my child gets a scholarship or doesn’t attend college, will I lose my investment?

A: Absolutely not. First of all, every Florida Prepaid College Plan is fully guaranteed by the State of Florida, so you can never lose what you’ve paid in. Secondly, you can transfer your plan to another eligible family member or cancel your plan for a full refund of what you’ve paid in. If your child receives a scholarship, you can get a refund for the same amount as the plan would pay a public college or university in Florida.


Q: If I move out of Florida, will I lose my plan?

A: Florida residency is required to get a Prepaid Plan, but it isn’t required to keep one. If you or your child move out of state at some point, no problem — your plan will continue as if you never left the Sunshine State. If your child attends a Florida College or State University, they will be considered an in-state student.


Q: How long do I have to use my Prepaid Plan?

A: Don’t worry. You won’t feel like the clock is ticking when it comes time for your child to use their plan. They have up to 10 years from the projected enrollment year selected on the application to use their Prepaid Plan.

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