College savings with tax advantages
We offer two types of 529 plans that allow you to prepare for college — Prepaid and Savings. Choose one or both.
Prepaid PlansPurchase a guaranteed plan with fixed payment options to lock in future college costs for less. |
Savings PlanInvest for tomorrow’s education expenses, contributing what you can, when you can. |
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|---|---|---|
| Guaranteed by the State of Florida | ||
| Age requirement (newborn – 11th grade) | ||
| Tax-free growth | ||
| Florida residency required for purchase | ||
| Use plan value nationwide | ||
| Gift contributions accepted | ||
| Transfer or cancel at any time | ||
| Use with scholarships | ||
| How Prepaid Plans Work Plan Prices | How Savings Plans Work Investment Options | |
Learn More About Our Plans
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Should I Choose a Prepaid or Savings Plan?
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Our Ultimate College Savings Beginner's Guide
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Frequently Asked Questions
Testimonial: A Smart Choice
When you consider the quality of the Florida colleges and universities, and the corresponding graduation rates, Florida Prepaid Plans are the most cost effective plans in the country by a large margin. Also, the plan value can be applied to schools nationwide.
Sean Moore, CFP, ChFC
SMART College Funding
College? Definitely! An Aspirational College Savings Blog
Which is better: AP or dual enrollment?
High-performing students learn quickly that they can earn college credits while in high school, either by taking Advanced Placement classes or by participating in a Dual Enrollment program with their local state college. Both programs net considerable savings on tuition, look excellent on a college transcript, and give students a head start on college. In […]
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