College Savings Made Simple: How to Start (No Matter Where You Are)

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Saving for college can feel overwhelming—especially when you’re juggling everyday expenses. Between groceries, gas, and everything else on your to-do list, it’s easy to wonder: Where do I even start?

That’s where Florida Prepaid comes in. With a Florida 529 Savings Plan, getting started is easier than you think—no pressure, no huge commitments, just smart, flexible savings for your child’s future.

The Stress-Free Way to Save

Think you need to stash away hundreds a month to make a difference? Not true! Small, steady contributions can add up in a big way. Every dollar saved today is one less your child has to borrow later. But the benefits don’t stop there.

With a Florida 529 Savings Plan, you get:

• Total flexibility—contribute as much or as little as you want, whenever you want.
• Adaptable—Can be transferred to another family member, rolled over to a student’s Roth IRA, or canceled anytime.
• No enrollment fee—One of the nation’s most affordable 529 plans, and it’s free to enroll
• Freedom beyond tuition—use your savings for books, housing, supplies, and more!

But What If…? (Let’s Tackle the Big Questions)

“What if my child doesn’t go to college?”
No worries! A 529 Plan isn’t just for traditional four-year universities. Your savings can be used for trade schools, technical programs, and even apprenticeships—nationwide! You can even transfer leftover funds to a beneficiary’s Roth IRA (Individual Retirement Account).

“What if they go to school outside of Florida?”
Your Florida 529 Savings Plan funds aren’t limited to Florida schools. You can use them at public and private colleges and universities across the country.

“What if they get a scholarship?”
Great news! Your savings are still yours. You can use them for other education expenses, or even transfer them to another family member.

“What if I need the money back?”
Life happens, and we get it. You can withdraw your funds anytime.

The Best Time to Start? Right Now.

Your future self (and your kiddo) will thank you for getting started today. Join 1.2 million families already saving with us.

Explore our Frequently Asked Questions to learn more about our 529 Savings Plans! And click here to start your savings now!