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College Savings, Simplified: A Guide to the Many Options


No matter how a family saves for college, the overarching goals are universal: Smooth the financial path to college for a child. Avoid loan debt. Save in manageable increments early to avoid big financial burdens later on.

But the options for saving are many, and the ins and outs can sometimes seem overwhelming.

Which plan covers tuition? How can we save for all of the other expenses of college, such as housing and books? Which savings option is the most flexible?

Lots of questions, but we have answers. This handy guide illustrates the differences between a prepaid tuition plan (such as Florida Prepaid’s 4-Year University Plan) and a 529 Savings Plan (such as the Florida 529 Savings Plan). We hope this will be helpful as you begin your savings journey!

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