Big News: Prepaid Plan price reduction + new low 2024 plan pricing!Learn More

Can I roll over leftover funds from my child’s 529 Savings Plan into an IRA?

Starting January 2024, you may choose to transfer (roll over) remaining 529 Savings Plan funds to a beneficiary’s Roth IRA (Individual Retirement Account). The lifetime maximum a parent can transfer is $35,000 per beneficiary, and the account must have been open for 15 years (with rollover funds in the account for at least 5 years). Any rollover is also subject to current Roth IRA contribution limits.

For specific information about your tax situation, please consult an investment adviser or certified public accountant


diverse kids celebrating

We've lowered Prepaid Plan prices up to 25%!

Open Enrollment is now!

You have Successfully Subscribed!