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A Florida 529 Savings Plan is a flexible, affordable, tax-free way to save for college. Saving a little at a time adds up to big college savings!

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Overview of Savings Plans


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Control: Save what you want, when you want, or set up automatic monthly payments for as little as $25/month
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Flexibility: Use for college and qualified K-12 education expenses with tax-free growth.
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Options: Build your own portfolio using our simple, intermediate or advanced investment strategies.
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Portable: Use in-state or out, at public, private, trade and technical schools nationwide.
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Simple: Open your account for free, choose your investment options, and start saving immediately.


Did You Know

Families saving for college in a 529 plan save 20% more than those without.

Frequently Asked Questions

Our Florida 529 Savings Plan has some of the lowest fees in the nation and earnings that grow tax-free – so your money works harder for you!


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Where can I use my 529 Savings Plan?

Use at most higher education institutions nationwide, as well as for qualified K-12 education expenses.

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How long can a Savings Plan be used?

There is no set time period. Also, funds may be transferred to another member of the family.

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What if we move out of state?

Your plan travels with you and can be used at most colleges, universities, technical and trade schools.

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What types of expenses can my 529 Savings Plan cover?

  • Tuition and fees
  • Housing and meal plans
  • Books and supplies
  • Computers and equipment

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How much do most families save?

It varies by family. Studies show that many families expect to pay about 40% out of pocket, with scholarships, grants and loans covering the remaining amount.

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What if my child receives a scholarship?

Great! You can use your 529 Savings Plan to cover other college costs like housing, books, supplies or graduate school.

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What if my child doesn’t go to college?

You can cancel the plan and withdraw the remaining balance or the plan can be transferred to another family member.

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What if I already have a 529 Prepaid Plan?

That’s even better. You can use a 529 Savings Plan to cover costs not covered by your Prepaid Plan, like books, supplies and housing.

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Can I use funds for K-12 education?

Yes. As of 2019, qualified expenses now include tuition and mandatory fees associated with enrollment or attendance at an elementary or secondary public, private, or religious school, up to $10,000 annually.

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Automatic Monthly Deposits Add Up

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The Florida 529 Savings Plan is Morningstar medal-winning plan, and also has some of the lowest fees in the nation.


Not sure if a Savings Plan is the best solution for you?
Check out our 100% risk-free Prepaid Plans.